Financial Wellbeing, Built for Irish Payslips

Is financial stress costing your team?

A financial wellbeing programme built for Irish payslips, not generic advice. Your team works through it on their own time. You see exactly how it's landing.

Built In
Confidence, tracked automatically
One score per employee, rolled up by company
First check-in Most recent
Employees rate their own confidence before they start and as they move through the programme. You see the trend, by company.

Financially stressed employees are distracted, less engaged, and more likely to leave for a few thousand euro more somewhere else. Most of that stress isn't about how much your people earn. It's about never being shown how any of it works, what's on a payslip, what a pension match is actually worth, how to build a system that doesn't depend on willpower. Nobody taught them, so nobody blames them for not knowing. That's exactly the gap this closes.

Every employee starts the same way, then browses freely.

Every employee starts with the same four short videos, in order: your payslip explained line by line, your pension and the priority order everything else follows, and pay yourself first, the system that removes the decision entirely. After that, the library opens up. Investing, budgeting, debt, goal-setting, all of it, in whatever order your team actually wants to watch it in. No scheduling, no waiting for the next live cohort, no one falling behind because they missed a session.

Short, not long
Most videos run 60 to 150 seconds. Built to be watched on a break, not blocked out on a calendar.
Built for Ireland specifically
Every figure verified against Revenue.ie, gov.ie, and Central Bank of Ireland sources, current for 2026, including MyFutureFund.
Practical, not theoretical
Real screen recordings, real numbers, real tools your team actually uses afterward, not just watches once.

The guided path

  1. Meet the programme
  2. Your payslip, the full picture: tax, credits, USC, PRSI
  3. Your pension and MyFutureFund, and the order to do everything else in
  4. Pay yourself first, the system, not a percentage guideline
Building the system

Budgeting, the emergency fund, the debt priority ladder, cutting subscription waste.

Growing wealth

Why goals matter, why Ireland doesn't invest and what changes that, compound growth, how Irish people actually invest, the tax reality, how to actually buy your first ETF, the 10-year roadmap.

Practical walkthroughs

A real budget built live on screen, claiming your tax credits step by step.

Proof this is working, not just watched

Every employee checks in on their financial confidence before they start and as they move through the programme. You see it by company, not just in aggregate, average confidence, where people are stalling, which teams are actually engaging. This isn't a certificate of attendance. It's a live read on whether the thing you paid for is doing what you bought it to do.

Non-advisory, on purpose

This programme never sells a financial product, and never will. It teaches the same things a good friend who happened to be a QFA would explain over coffee, then gets out of the way.

Inverdea Financial Services Ltd

Regulated by the Central Bank of Ireland. For anyone who wants personalised advice beyond what this programme teaches, this is who we refer to, not because we're required to, because it's the honest next step.

Visit inverdea.ie →
Tom Hodgkinson, founder of Capital Conditioning
Tom Hodgkinson
Founder, Capital Conditioning

I built this because nobody sat me down and explained my own payslip, pension, or how to actually get started with money, and I watched the same gap play out for early-career people around me. Capital Conditioning is the explanation I wish someone had given me, built specifically for Irish payslips and 2026 rules, not recycled from somewhere else.

hello@capitalconditioning.com →

Start here.

The same library, plus an open community, is coming soon for individuals.

Book a call and we'll walk your team through the first few minutes of the guided path live, no commitment, no generic sales deck.

Request a Discovery Call